Windward Software is a Point of Sale solution provider that specializes in inventory control, point of sale, invoicing, and accounting systems for the retail and customer services industry. In order to ensure EMV compliance for US based customers,  IBC provides only EMV compatible pinpads.

What is EMV?

EMV is a security framework that defines the payment interaction at the physical, electrical, data and application levels between chip cards and payment devices. These interactions are often referred to as EMV Level 1 and 2 requirements. EMVCo was created by the payment networks to be a neutral party in making this standard framework.

How Does it Work?

Verifone VX805

Smart cards are embedded with a chip that is encrypted with data. EMV-enabled devices have the ability to read data stored on a chip within the card. During the transaction authorization process, strong cryptographic functions are used to validate the authenticity of the card and cardholder.

Best of all, when a customer pays using an EMV-enabled device, the device is instantly identified as an authentic, approved payment instrument through a process called dynamic authentication. When used with a PIN, the chip proves that the customer is paying with his or her own card.

By using chips as an active part of the payment transaction, EMV cards and devices help prevent credit card fraud from stolen account numbers and cloned payment cards.

What Pinpads are EMV Compatible?

Currently, the only Pinpad certified for US EMV requirements is the Verifone VX805. To find more info about the Verifone VX805 click here. To speak with a hardware specialist about purchasing the Verifone VX805 click the chat button in the bottom right, send us a message here, or call us at 1-800-661-5570

September 30, 2015

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